I am delighted to invite you to the Watford Town and Country Club for a stimulating, topical and informative seminar.
From April 2015 the rules that govern personal pension pots will disappear and savers over the age of 55 will be free to do what they want with their savings. This seminar will outline the facts surrounding those changes and will be of interest to anyone considering investing cash, finance or pension funds in property.
Our expert panel of presenters include Ray Boulger and Marveen Smith - household names in the fields of financial services and property law. Ray and Marveen have kindly agreed to take part in a Q&A session following their presentations, a unique opportunity for novice and seasoned investors alike to get straight talking advice from the leading lights in the industry.
Places are limited and all attendees must register, please call or email me to receive a registration form. The seminar is a free event but I hope you will support the collection in aid of our local charity partner on the evening.
I look forward to seeing you at the seminar.
Director, Elliott Lettings
01923 240 733
Marveen Smith is the Principal of PainSmith Solicitors, a specialist landlord and Tenant law firm located in Hampshire.
With a background in accountancy and tax as well as working in legal practice on a daily basis, Marveen is a member of AR l A and is also well known amongst the members of n ARLA.
As well as frequently speaking at regional meetings and conducting numerous training days, Marveen has made regular appearances on Money Box for Radio 4 and Watchdog. d uring these events, Marveen provides valuable l andlord and Tenant law updates as well as endeavouring to balance the one sided view of letting agents that can be presented by the media.
Senior Technical Manager
Ray has spent all his working life in financial services. He is currently a Senior Technical Manager at John Charcol, an independent mortgage broker - they are London based, with national coverage.
Ray is a well known for his e xtensive PR work with broadcast and print journalists, including frequent TV and radio interviews on topical mortgage and housing related issues for various broadcasters, including the BBC, Sky, IT n , Channel 4, C n BC and LBC.
He is also invited to Regular meetings with the Bank of e ngland, plus Government as required, to discuss the mortgage and/or housing markets and advises John Charcol staff as necessary on the macro economic environment, specifically on the interest rate and economic outlook.
Ray also contributes a regular column to Mortgage Professional magazine, together with ad hoc articles for other publications. He updates a blog as time permits: http://www.charcol.co.uk/knowledge-resources/ray-boulgers-blog/
Ray is on the Board of the Association of Mortgage Intermediaries (AMI), having been a founder member in February 2003. He is also a former Mayor of e ast Grinstead and is married with 4 children and 10 grandchildren.
Susan has over 25 years experience in the lettings industry starting her career in london.
She managed several independent agencies before setting up the lettings department at elliott lettings in Watford 16 years ago. The business has flourished in the busy Watford area and Susan has connections with many locally based companies including TK Maxx, Hilton International and Total Oil.
Elliott lettings are proud to be members of ARLA (Association of Residential lettings Agents) which is the benchmark for all reputable letting Agents. Susan regularly attends the regional meetings so that she is up to date with all new legislation.
Susan is married with 1 son and lives locally. She enjoys going to the gym, walking her dog and supporting Arsenal.